Medicare Advantage is also known as Part C. If you’re new to Medicare, then it’s incredibly important that you understand what Medicare Advantage is and if it could be the right choice for you.
What is Medicare Advantage?
Medicare Advantage is one of the two main types of Medicare policies. While Original Medicare provides fixed coverage, it’s possible to have additional benefits with a Medicare Advantage plan.
The coverage that Medicare Advantage provides can vary greatly. However, all Medicare Advantage policies will provide Original Medicare coverage as a baseline. Dental, vision, and hearing coverage is not provided by Original Medicare, but these are all examples of things that can be added to a Part C policy, so that individuals have coverage in the areas of healthcare that they know they’re going to be using.
Within Medicare Advantage are multiple different types of policies. Network coverage is one of the best features of Part C, as individuals have clear guidelines when it comes to what providers are covered and which ones aren’t.
The different types of Medicare Advantage plans include:
The price of Part C policies can vary greatly, especially since some plans will have a $0 monthly premium while others will require a premium. Also, since Part C policies are sold through private insurance companies, this will impact what you pay
Do keep in mind you are also required to continue paying your Part B monthly premium.
Contact Us Today!
If you’re interested in learning more about Medicare Advantage, give us a call today. We’ll be happy to discuss your options and help you select the one that makes the most sense for your situation. Feel free to reach out and begin the discussion.