Medicare vs. Medicaid

Both Medicare and Medicaid are health insurance programs that are provided by the US government. They aim to provide health insurance for people that might not otherwise have access, making sure that individuals have access to medical care. 

Medicare vs. Medicaid

The differences between Medicare and Medicaid are primarily that they are intended for different groups of people. If you’re interested in enrolling in these programs, it’s important to do some research to be sure that you understand the differences between them.

Income Eligibility

Income is the primary way to qualify for Medicaid, but income is generally not the biggest consideration when it comes to Medicare.  In contrast, Medicare relies primarily on age, though there are some exceptions.

Medicaid was made for those that are in a low income bracket, while Medicare is primarily intended for seniors. The exceptions to this are if someone is disabled, but more on that later. If you’re wondering whether or not you’re eligible for either of these health insurance programs, it’s an excellent idea to reach out to a professional who can answer your questions.

Can You Be Dually Enrolled?

It is completely possible to be enrolled in both Medicare and Medicaid. Dual enrollment is an excellent option if you meet the qualifications for both of these health insurance options. Enrollment in Medicare and Medicaid is a completely separate thing, so enrollment in one will not impact your enrollment in another. Understanding this is important if you’re feeling hesitant to enroll in one of these programs.

If you are eligible for both and are enrolled in both, you can qualify for a Medicare Advantage Dual-Eligible Special Needs Plan (D-SNP), which is a type of Special Needs Plan.

Disability

Both of these health insurance programs have provisions for disability. If you are disabled, enrolling in both Medicare and Medicaid may be the best way for you to get access to the highest amount of resources. Making sure that you have the care that you need is important, so it’s a great idea to do some research and find the ways in which you can maximize your health insurance benefits.

Medicare vs. Medicaid

Give Us a Call Today

If you’re eligible for both Medicare or Medicaid or you’re already enrolled in both, reach out to us today. At Catron Insurance Agency, we specialize in all things Medicare, including D-SNPs. If you’re interested in what one of these plans can offer you in coverage, then give us a call and we can provide you with as much information as possible.